Risk appetite assessment

Identify your investment risk appetite and align you investment goals with your unique investor profile.

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Please select the option that best fits your level of risk tolerance

Choose only 1 option that is the most appropriate and closest for you

Very conservative

You are a very risk-averse individual. Minimal-risk investment strategies are generally chosen by this group of investors. You tend to put asset safety ahead of large profits.

Therefore, you should get more detailed guidance regarding SSIAM's investment products before investing.

Conservative

Conservative investors frequently select investment products with moderate risk. While short-term profit is not a big concern, this group of investor tends to expect their long-term investment to outperform the return achievable from bank deposits or insurance products.

As a conservative investor, your portfolio should primarily be invested in fixed-income assets.

Balance

All investing opportunities are considered by balanced investors. They consist of long-term, short-term, low-risk, and high-risk alternatives. You will then evaluate and allocate your assets to the option that best suits your risk profile. To reduce risk, you will constantly weigh the benefits and drawbacks of a possible investment before making any investment decision.

For investors at this level, an investment portfolio with balanced exposure to both equity and fixed-income assets will be appropriate.

Aggressive

An aggressive investor often looks for investments with higher returns than the average rate of market growth. Investors are risk-takers at heart, and they will accept high risks for extraordinary returns—even if the strategy backfires.

As a moderately aggressive investor, your portfolio will be invested primarily in equities.

If you are unsure about your risk profile, please fill out this survey.

Most investments can be volatile. How much of a value loss on your investment over 12 months will make you concerned?

Up to 5% Up to 10% Up to 15% Up to 25% Above 25%

What are your financial objectives?

My primary objective is to protect capital and minimize risk. The return rate of the investment portfolio's is not my biggest concern. My main goal is to earn slightly more than inflation by taking on average yield investment. My main goal is to earn slightly more than the bank interest rate. My main goal is to maximize my portfolio value, and I am willing to take on more extreme levels of risk and performance shifts in my portfolio to do so.

In case of market stability, how long do you intend to hold your investment portfolio?

Less than 1 year From 1 year to 2 years From 1 year to 2 years From 3 years to 5 years 5 years or above

Which of the following investment products have you invested in? (choose one or more options)

Bank deposit

FX/ Gold

Open-ended bond fund / Balanced fund

Open-ended equity fund/ ETF.

Derivatives/ Margin lending

None of the above.

How long have you been investing for?

Never Less than 1 year. From 1 year to 3 years From 3 years to 5 years. Above 5 years

Which of the following statements best reflect you?

I am under 35 years old. I rarely have any loan repayment obligations and large expenses I am under 35 years old. I am having loan repayment obligation and large expenses I am between 35 years old and 55 years old. I rarely have any loan repayment obligations and large expenses. I am between 35 years old and 55 years old. I am having loan repayment obligation and large expenses I am retired/ about to retire. I rarely have any loan repayment obligations and large expenses. I am retired/ about to retire. I am having loan repayment obligation and large expenses.

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