Voluntary Pension Funds
General information

Fund Type
Investment Objectives & Strategy
Asset Allocation

Participating Benefits
Enterprise

- Strengthen company cohesion with employees: help employees feel more secure about their long-term future with the enterprise.
- Diversify the remuneration mechanism in addition to the salary and bonus mechanism, increasing competitiveness in the labor market.
- Optimizing costs: reduce training costs, employee turn-over, and enjoy tax benefits (up to 3 million VND/month/employee).
Employees

- Gain an additional source of income for retirement.
- Safe and effective investment through diversified fund selection according to investment needs.
- Flexibility to withdraw money from the pension account before retirement, after fulfilling tax obligations as prescribed by law
Performance
Growth rate
As at 31/01/2025
|
1 month
|
YTD |
Since inception
|
|
---|---|---|---|---|
DOCLAP | 10,978.15 | 0.62% | 5.09% | 9.78% |
Transaction information
Asset Allocation
Information Disclosure & Documents

Doc Lap Pension Fund Report Quarter 4.2024
Download

Doc Lap Pension Fund Report Quarter 3.2024
Download

Reviewed semi-annual financial statements 2024 Doc Lap Pension Fund
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Statistical report on transaction fees in investment activities for the first half of 2024
Download

Report on the operation of the 2024 semi-annual voluntary supplementary pension fund
Download

Doc Lap Pension Fund Report Quarter 2.2024
Download

Doc Lap Pension Fund Report Quarter 1.2024
Download

Doc Lap Pension Fund Audited Financial Report 2023 (including statistical report on transaction fees in investment activities)
Download

Report on Voluntary Supplemental Pension Fund Management Operation in 2023
Download

Doc Lap Pension Fund Report Quarter 4.2023
Download

Report of Doc Lap Pension Fund for Quarter 3.2023
Download

Semi-annual Report of Doc Lap Pension Fund 2023
Download

Operational Report of the Supplemental Pension Fund Management Semi-annual 2023
Download

Report of Doc Lap Pension Fund for Quarter 2.2023
Download

Adjustment Certificate of eligibility to provide Voluntary Supplementary Pension fund management service of SSI Asset Management Company Limited (SSIAM)
Download

Report of Doc Lap Pension Fund for Quarter 1.2023
Download

Fund Charter of Doc Lap Pension Fund
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Prospectus of Doc Lap Pension Fund
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Announcement of Establishment of the Doc Lap Pension Fund under the Voluntary Supplementary Pension Program provided by SSIAM
Download

Certificate of eligibility to provide Voluntary Supplementary Pension fund management service of SSI Asset Management Company Limited (SSIAM)
Download
Frequently Asked Questions
Frequently Asked Questions
What is the SSIAM Voluntary Supplemental Pension Fund (VSPF)?
The voluntary supplemental pension fund (VSPF) is a long-term investment product designed to help ensure financial security during employees' retirement and provide a financial tool for businesses to offer attractive benefits to employees. The fund is provided and managed by SSI Asset Management Company (SSIAM) with a team of professional investors.
Who can participate in the SSIAM VSPF?
Businesses participating in the contribution to the voluntary pension funds as employers.
- employees participating in direct contributions with employers;
- individuals aged 15 years or older, not working under a labor contract participating in direct contributions.
How is the safety and transparency of Investment Contributions to SSIAM VSPF ensured?
A Certificate of Eligibility for Operating the Voluntary Supplementary Pension Fund is issued by the Ministry of Finance to certain asset fund management companies that meet regulatory requirements.
When employees and employers participate in the VSPF, the contributions are directly transferred to a custodian bank. SSIAM only invests this amount and does not directly hold employees' funds. Each employee's account value is managed independently by the personal account management organization (Viet Nam Securities Depository and Clearing Corporation - VSDC).
The fund always has a supervising bank to monitor and ensure that the fund's investment activities comply with the charter and legal regulations. Pension fund operations must report to the Ministry of Finance and the Ministry of Labor, Invalids, and Social Affairs.
Therefore, with the involvement of service providers and regulatory bodies, the pension fund ensures transparency and legal compliance of the parties involved.
How can employees and businesses check their pension account information during the participation period?
- For employees: Employees are provided with a personal pension fund account to check information on the Viet Nam Securities Depository and Clearing Corporation (VSDC) system. SSIAM will provide customers with documentation to log in and check information on the VSDC system. Additionally, SSIAM's system will send monthly reports updating account values to investors' email addresses.
- For businesses: SSIAM will send reports if the business requests specific details (if any).
Can voluntary pension fund certificates be transferred or inherited?
- Regarding Transfers: Currently, voluntary pension fund (VSPF) certificates cannot be transferred between investors.
- Regarding Inheritance:
- Case 1: If an employee passes away before the vesting date, inheritance depends on the company's policy on whether the employee’s relatives are allowed to benefit before the vesting date. SSIAM may carry out the payment.
- Case 2: If an employee passes away after the vesting date, inheritance can be executed with a tax rate similar to other inherited assets.